sir I do understand as u say its for surety but I have some clarity and proper reasoning for ur process 1. let me make it clear it's only a one-sided benefit 2. why do u need a slot I do not understand as u have the surplus amount and to exception it from taxation you are donating it for your benefit but donating it yet you take some amount back which is again a black

and as per this donation its a nonrefundable donation and you are not supposed to take any amount of it do u know that

3. why do I need to make a DD ..... don't you know why receiver has to make DD as its chargeable and as u say for work surety ...on what basis receiver should invest it without your assurance of a work guarantee as you take every possible assurance in beneficial way on ur side only

some more point are to be discuss but as you have raise some points and i have spoken only about that

and please i have spoken this without any reason or without any knowledge ..... i am a son of a Incometax Officer and i own a IT company too