<-- duplicate "New topic" in one day - locked & moved here by Admin --> <-- tick mark to receive email responses has been removed --> We strictly insist that our lenders follow the guidelines put in place by the Fair Debt Collection Practices Act. We are not a lender, so we will never make any attempt to collect a debt from you. However, our lenders have the right to use all lawful means available to them to collect your debt if your loan is unpaid. They must follow the guidelines of the Fair Debt Collection Practices Act when doing so. These are some of major actions deemed as violations of the Act:

Using any harmful, oppressive, foul or harassing language or tactics in order to collect debt; Attempting to contact debtors before 9 a.m. or after 8 p.m. in their local time zones; Using deception, falsifying information or misrepresenting a company in order to collect a debt; Threaten criminal charges or any legal action when such legal action is not warranted. Any lender within our network found to be in violation of these guidelines will be immediately removed from our network and reported to law enforcement.