Best way to protect ur mobile or laptop is do online insurance from ORA Policy through www.orapolicy.com

Ora Policy offers a wide variety of protection plans for all types of devices, including smartphones, laptops, tablets, cameras and even TVs. For smartphones, the plan protects against drops, spills, mechanical failures, display failures, broken ports and other malfunctions. Ora Policy Insurance will also insure your older phones, and you can even ship your device to local facilities for free to be fixed.

Plans start at Rs 175 per month for iPhones and Rs 122 per month for other smartphones. There is a no deductible for any kind of claim or claims.