yes you are absolutely true.

we also do same.

Officially file owner meeting inside RBI with thumb impression and visitor card permission done. Higher official take care his file and assurance letter to clear.

AFTER everything they take bribe or kick back that bloody truth in INDIA Government official culture or Naga nach what ever you think.

Number of time we do some file not only RBI other file like Judge or Government Road tender that straight forward take bribe outside office.

Simple Bank bank loan more than 10cr Zonal officer take kick back directly.

Here RBI file if any genuine than 4 department take bribe - RBI aren't single authority to clear it.