same i was askd when sme1 use ds line over d phone. But what to do man i'm unable to find 2nd one like me. If you meet plz get him to me.. You are d only 1 creature who talks nonsense here and interuptd the othrs. I advice you to jst mind ur own bizns and let d othrs... If you evr done Bmw yet upload any proofs thn pointing othrs. I undstnd ur prblm n worries i.e. 4.75% rgt? Use ur unused brain to beat me 1st instead of wasting time here...behv lyk a man n prove it rest is all crps. All d best.